Federal guide, stage 2: when you raise money

Contribution limits for 2025–2026 federal elections

Federal limits change every two years. These are the limits the FEC lists for 2025–2026. Each election counts separately, so the primary and the general each get their own limit.

Not legal advice. These are federal rules for campaigns for U.S. House, Senate and President. State and local races follow state rules.

The limits at a glance

Contributions to a federal candidate committee, 2025–2026
FromLimitNote
Individual$3,500 per electionIndexed for inflation
Another candidate committee$2,000 per election
Multicandidate PAC$5,000 per election
PAC that is not multicandidate$3,500 per electionIndexed for inflation
State, district or local party$5,000 per election (combined)
National party committee$5,000 per election

Source: FEC, Contribution limits for candidates (2025-2026 federal elections) checked 2026-10-26

Individuals

Track each donor's total separately for each election. A donor who has given the full amount for the primary can give again for the general.

An individual can give a candidate committee $3,500 per election in 2025–2026.

Source: FEC, Contribution limits for candidates (2025-2026 federal elections) checked 2026-10-26

What the source says
Individual | $3,500* per election

Limits marked with an asterisk on the FEC chart are indexed for inflation in odd-numbered years. Expect new numbers for the next cycle.

Source: FEC, Contribution limits for candidates (2025-2026 federal elections) checked 2026-10-26

What the source says
*Indexed for inflation in odd-numbered years.

PACs, parties and other campaigns

A multicandidate PAC can give $5,000 per election. Another candidate's committee can give $2,000 per election.

Source: FEC, Contribution limits for candidates (2025-2026 federal elections) checked 2026-10-26

What the source says
PAC: multicandidate | $5,000 per election

For Senate candidates, a national party committee and its Senatorial campaign committee may also give up to $62,000 combined per campaign.

Source: FEC, Contribution limits for candidates (2025-2026 federal elections) checked 2026-10-26

What the source says
a national party committee and its Senatorial campaign committee may contribute up to $62,000 combined per campaign to each Senate candidate.

Cash and anonymous gifts

Watch for these at events where people hand over cash.

You may not accept more than $100 in cash from one source.

Source: FEC, Contribution limits for candidates (2025-2026 federal elections) checked 2026-10-26

What the source says
A campaign may not accept more than $100 in cash from a particular source

Anonymous cash is limited to $50. Anything over that must be promptly disposed of, and not used for a federal election.

Source: FEC, Contribution limits for candidates (2025-2026 federal elections) checked 2026-10-26

What the source says
An anonymous contribution of cash is limited to $50. Any amount in excess of $50 must be promptly disposed of

In-kind gifts count too

The value of an in-kind contribution counts against the donor's limit the same way money does.

Source: FEC, Contribution limits for candidates (2025-2026 federal elections) checked 2026-10-26

What the source says
The value of an in-kind contribution —the usual and normal charge —counts against the contribution limit as a gift of money does.

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